Statistics Iceland
Statistical Database
Íslenska
Statistical database
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Liabilities, assets and net worth of individuals by family type, age and residence, 1997-2022

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7/4/2023
Million ISK
1997-2022
THJ09000
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Field for searching for a specific value in the list box. This is examples of values you can search for.Total Assets , Total Assets, Average , Total Assets, Median ,

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Family is made up of co-taxed individuals and children under the age of 16 registered at their domicile.. The family type can therefore deviate significantly from family type in the National Register, as the couple need not be taxed together. Young taxpayers are registered as individuals with their own family number from the age of sixteen and must be identified as independent individuals even though they still live in parents' homes. The age of a family is based on the oldest family member. Residential is divided into metropolitan and rural areas. The capital area includes the current municipalities: Reykjavík, Seltjarnarnes, Kópavogur, Garðabær, Hafnarfjörður, Mosfellsbær and Kjósarhreppur. Other municipalities are considered rural. Debt is the total family debt. Total debt includes all family debts, including real estate debts owed by real estate purchases. Debt due to rental apartments is not included. Debts in total cover everyone in the population, including those who owe nothing. The variable indebtedness is used for those who owe some amount. Other liabilities include all other financial liabilities of individuals, including vehicle loans, construction loans, student loans, overdrafts and credit card loans. Assets are all family assets, ie. real estate (both domestic and foreign), monetary assets (deposits, securities and other monetary assets), other assets as well as vehicles. Real estate is the sum of all family real estate, both domestic and foreign. The value of real estate is based on a property valuation. Deposits are bank deposits in domestic and foreign banks and also children's deposits. Securities are shares in domestic and foreign limited companies at nominal value, non-tax-exempt securities, guarantee capital and other securities and claims. Other assets include housing savings, mandatory savings, net assets according to the balance sheet and other undefined assets. Equity position is the difference between total assets and total liabilities.