Statistics Iceland
Statistical Database
Íslenska
Statistical database
The 3 steps are Choose table, Choose variable and Show result. You are currently at Choose variable

Liabilities, sum of percentiles, 1997-2022

Choose variables

7/4/2023
Million ISK
1997-2022
THJ09003
Now you have come to the page, Choose variable. This page give you the oportunity to select which variables and values you want to display in your result of the table. A variable is a property of a statistical unit. The page is divided into several boxes, one for each variable, where you can select values by click to highlight one or more values. It always starts with the statistics variable which is the main value counted in the table.
Mandatory
Field for searching for a specific value in the list box. This is examples of values you can search for.1997 , 1998 , 1999 ,

Selected 1 of total 26

Mandatory
Field for searching for a specific value in the list box. This is examples of values you can search for.Total , No debt , 1st decile ,

Selected 0 of total 12

Mandatory
Field for searching for a specific value in the list box. This is examples of values you can search for.Total Assets , Real Estate , Vehicles ,

Selected 0 of total 24

Number of selected data cells are:
(maximum number allowed is 100,000)

Presentation on screen is limited to 10,000 rows and 100 columns

Number of selected cells exceeds the maximum allowed 100,000
Debt is the total family debt. Total debt includes all family debts, including real estate debts owed by real estate purchases. Debt due to rental apartments is not included. Debts in total cover everyone in the population, including those who owe nothing. The variable indebtedness is used for those who owe some amount. Other liabilities include all other financial liabilities of individuals, including vehicle loans, construction loans, student loans, overdrafts and credit card loans. Assets are all family assets, ie. real estate (both domestic and foreign), monetary assets (deposits, securities and other monetary assets), other assets as well as vehicles. Real estate is the sum of all family real estate, both domestic and foreign. The value of real estate is based on a property valuation. Deposits are bank deposits in domestic and foreign banks and also children's deposits. Securities are shares in domestic and foreign limited companies at nominal value, non-tax-exempt securities, guarantee capital and other securities and claims. Other assets include housing savings, mandatory savings, net assets according to the balance sheet and other undefined assets. Equity position is the difference between total assets and total liabilities. Total income is the sum of income from employment, capital income and other income, but excluding interest and child benefits. Employment income is salary income plus calculated remuneration. Capital income is all interest income plus sales profits, dividends and business income. Other income is e.g. payments from the Social Insurance Institute, payments from pension funds, unemployment benefits, social assistance as well as winnings and scholarships. Taxes are all taxes paid, ie. the sum of income tax, local tax, property tax, capital income tax and other tax items that are included in the tax return, net of interest and child benefits. Real estate taxes, car expenses etc. are therefore not included here. Disposable income is total income less taxes. Tithing thresholds show the distribution of amounts (e.g., debts and assets), which are arranged in deciles. The rule is that 10% of those with the lowest amounts are in the bottom tithe and 10% of those with the highest amounts are in the top tithe. The amounts that lie within each tithe are then added to the total tithe. Debt distribution (ie division into tithes) is based solely on indebted individuals, ie. debt-free have been removed from the population.